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Our Portfolio

OUR APPROACH

At J&C, we believe in purpose-driven investments rooted in Christian values, long-term vision, and financial stewardship. Every project we engage in — from real estate and startups to financial consulting — is approached with integrity, clarity, and a deep respect for people and communities.

We don’t just invest — we build legacies, nurture ideas, and walk alongside our partners with personalized support. Our model blends faith and strategy, offering ethical, sustainable solutions that empower individuals, families, and businesses to grow — responsibly and resiliently.

We take time to understand your story, your goals, and your challenges. Then we tailor our tools — whether capital, expertise, or networks — to unlock your full potential.

Human-first. Value-aligned. Eternally minded.

Real Estate

Overview

J&C Real Estate is the property investment arm of the group, spanning South Africa, Mauritius, and the United Kingdom. Each location follows a tailored strategy—balancing lifestyle, recurring revenue, and international diversification—to create a well-rounded and sustainable property portfolio.

Why It Matters

  • Geographic Diversification: Exposure across Africa, Europe, and the Indian Ocean.
  • Balanced Approach: Combining lifestyle assets, stable rental income, and long-term capital appreciation.
  • Scalable Growth: A mix of family base, repeatable investment models, and global opportunities.

Strategies by Country

  • South Africa: Focused on residential rental income, with six apartments generating ±5,000 ZAR net per unit monthly. This forms the cash-flow engine of J&C’s real estate.
  • Mauritius: The family residence by excellence doubles as a strategic anchor, with potential for future hospitality or lifestyle developments in a tax-efficient hub.
  • United Kingdom: Targeting prime residential and commercial assets, offering currency diversification (GBP) and access to one of the world’s most liquid property markets.

Role within J&C

J&C Real Estate embodies the group’s values of stewardship and sustainable growth, providing a balanced mix of security, income, and international reach that supports both the family’s needs and the group’s broader investment vision.

Start Up - MemaNgai

Overview

MemaNgai is a social-impact brand created by Pierrette, focused on baby carriers 100% made in Africa. Rooted in cultural authenticity and designed for modern families, MemaNgai celebrates African craftsmanship while providing safe, practical, and stylish solutions for parents.

Why It Matters

  • African Identity: Every carrier is made from locally sourced fabrics and materials, highlighting the richness of African design.
  • Empowering Communities: By partnering with local artisans and seamstresses in South Africa, MemaNgai creates jobs, supports families, and contributes to sustainable economic growth.
  • Family First: The project embodies J&C’s values by strengthening family bonds and encouraging responsible parenting.

Role within J&C

As part of the J&C portfolio, MemaNgai reflects the group’s commitment to:

  • Sustainable Start-ups: Promoting ethical, innovative ventures rooted in African culture.
  • Empowerment through Entrepreneurship: Supporting women-led initiatives and community-based business models.
  • Purpose-Driven Growth: Combining commercial viability with positive social impact.

Future Outlook

MemaNgai aims to scale regionally and globally, tapping into the growing market for ethical, sustainable baby products. It aspires to become a recognized African lifestyle brand, bridging tradition and modern parenting needs.

Guiness Global Equity Income

Overview

The Guinness Global Equity Income Fund focuses on high-quality dividend-paying global companies. Its rules-based process selects businesses with consistent profitability and attractive yields, balancing income generation with capital growth.

Why It Matters

  • Reliable Cash Flow: Dividend income stream supports financial independence goals.
  • Balanced Strategy: Combines capital appreciation with recurring distributions.
  • Global Exposure: Diversifies J&C’s portfolio across developed markets.

Role within J&C

Within J&C, Guinness represents the cash-flow engine of the listed equities allocation. It aligns with the group’s strategy of combining steady income with longer-term wealth creation, complementing real estate rentals and consulting revenues.

Future Outlook

As dividend-focused strategies remain attractive in uncertain markets, Guinness is positioned to provide stable returns while ensuring liquidity and cash flow for J&C’s broader activities.


Start Up - MySOS

Overview

MySOS is a South African health and safety technology start-up providing a digital platform for emergency response and assistance. It connects users in critical situations—medical, security, or roadside—with the nearest and most appropriate help through GPS-enabled alerts and coordination.

Why It Matters

  • Life-Saving Impact: A platform designed to reduce response times and improve survival rates.
  • Digital Innovation: Harnesses mobile technology to solve urgent, real-world problems.
  • Scalable Market: Growing demand for accessible, tech-driven safety solutions across Africa.

Role within J&C

Through its investment, J&C supports MySOS as a pioneer in digital health and safety, aligning with the group’s commitment to purpose-driven innovation. This project represents J&C’s focus on early-stage start-ups with high social impact and growth potential, particularly in Africa.

Future Outlook

MySOS has the potential to scale regionally and globally by partnering with medical providers, insurers, and corporates. For J&C, it exemplifies the strategy of investing in start-ups that combine technology, impact, and strong growth opportunities.

Website

Fund Smith Equity

Overview

The Fundsmith Equity Fund invests in a concentrated portfolio of high-quality global companies with sustainable advantages. Its “buy and hold” strategy focuses on businesses with strong returns on capital, predictable growth, and low leverage.

Why It Matters

  • Global Diversification: Access to large-cap leaders worldwide.
  • Long-Term Growth: Compounding wealth with minimal turnover.
  • Capital Preservation: Conservative focus on financially robust businesses.

Role within J&C

For J&C, Fundsmith serves as the wealth-compounding pillar, strengthening the group’s ability to grow and preserve capital across generations. It complements more income-focused and entrepreneurial investments within the portfolio.

Future Outlook

By staying invested in resilient global leaders, the fund is expected to deliver steady appreciation, supporting J&C’s long-term strategy of financial independence and sustainable growth.

Start Up - Triarc Capital

Overview

Triarc Capital will be J&C’s dedicated currency management arm, providing innovative solutions for hedging, currency conversion, and repatriation. Its purpose is to help businesses and investors navigate volatile FX markets with clarity and efficiency.

Why It Matters

  • Cross-Border Advantage: Supports partners operating in USD, EUR, GBP, ZAR, CNY, and other key currencies.
  • Risk Management: Protects cash flows from FX volatility, a critical need for African and international businesses.
  • Tailored Solutions: Goes beyond banking to offer flexible, client-focused currency strategies.

Role within J&C

As the financial structuring and currency pillar, Triarc Capital ensures that J&C and its partners can grow across borders without exposure risk. It complements real estate, start-ups, and classical investments by safeguarding the group’s returns.

Future Outlook

Triarc Capital is set to expand through strategic partnerships with financial institutions and to become a recognized provider of ethical, transparent, and effective currency solutions, reinforcing J&C’s position as a trusted financial enabler.